Online Banking

Access your PSB accounts online at your convenience, any time of the day or night. Check your balance, transfer funds, view account histories, and more. It’s easy to use, securely encrypted, and accessible from any internet-enabled computer.

• Manage your accounts electronically
• Easy to use
• Accessible anytime
• Securely encrypted
• Check balances
• Transfer funds
• View transaction histories
• Download info into financial software

Security

Secure access to your accounts, 24 hours a day, 7 days a week. We guarantee it!

When it comes to your money, security is the number one issue. With high-end firewalls and exclusive encryption software, it’s like having a bank vault available anytime, anywhere!

Online Bill Pay

• Available through online banking
• Save time and postage expense
• Accessible 24/7
• Pay all bills online
• Easy to use
• Securely encrypted
• Only one password to remember
• Make immediate payments
• Set up recurring transactions
• Get payment reminders

Security

Secure access to your accounts, 24 hours a day, 7 days a week. We guarantee it!

When it comes to your money, security is the number one issue. With high-end firewalls and exclusive encryption software, it’s like having a bank vault available anytime, anywhere!

Quick Links

• Login to CSI e-safe

Cut down on filing hassles and paper waste with electronic statements from PSB. You’ll get your monthly updates sooner than by mail, and our secure server ensures that no one can see it but you. Access them online anytime!

• Accessible 24/7
• View past statements
• Get monthly statements sooner
• More secure than by mail
• Reduce chance of identity theft

Quick Links

• Login to CSI e-safe

With PSB Mobile Banking, you can access your accounts 24/7. View balances, pay bills, track payments, transfer funds, and more. Download the Mobile Banking app for your iPhone or Android device.

https://apps.apple.com/us/app/princeville-state-bank/id924552634

https://play.google.com/store/apps/details?id=com.csiweb.digitalbanking.bk0499

Send money quickly and securely with our free P2P or Person to Person payment service. Money is sent instantly from your PSB checking account to a friend’s bank debit card (US only).

How does it work?

In your PSB app or digital banking, you set your friend up as a payee by entering their name and phone or email. Your friend gets a text or email notification with a link. They open the link, enter their bank debit card number and expiration, and submit. Funds are sent instantly!

Wondering what sets our product apart?

• Real-time: Our P2P product is real time, meaning money is sent on your real-time balance. Payroll deposit coming in today? You can use those funds to send money out immediately. Money is also sent real-time, so there’s no delay in receiving. Recipient will get their money loaded on their bank debit card today, not tomorrow!
• Security: Money is sent securely from our bank to your friend’s bank—with our financial institution’s data encryption on your side.
• Privacy: You as the sender are not giving your bank information to a third-party product or having to create a separate holding/prepaid account with another product and then take an additional step in transferring the money to your bank account.
• Simplicity: Quick and easy receiving of money—your recipient will get a text or email notification and need to enter their debit card number and expiration date—that’s it!
• Insurance: Your money is always insured at the bank by FDIC Insurance up to $250,000—not the case with other P2P apps that hold users’ money.
• Customer support: Questions about the product? Get the customer support you have come to expect from your hometown bank.

How do I get started?

1. To utilize P2P, you need to be enrolled in online banking.
2. Once you are logged in, head to Move Money.
3. Click the + sign under My Payees to add a new payee (or you can go directly to New Transaction and create from there).
4. Select Person to Person for the payee type.
5. Enter in your payee’s information. You may choose to hand your phone to your friend if they are near you to enter their debit card number, or you can simply send them an invite via an email or text and have them enter that information on their device.
6. You will then select how they will receive the invite.
7. Your recipient has now been sent an invitation (via text or email) to establish them as a payee. They click the link and enter their debit card number
8. After they submit their card information you as the sender can now click into the payee name in your digital banking and see the status has changed from Invited to Confirmed.
9. Once confirmed, you can now send money! Click on the payee and select Send Payment (or you can also start a New Transaction).
10. Then enter your payment details and submit. Please note that P2P transactions are immediate and cannot be deleted/edited/returned.
11. Afterwards, you will get a confirmation number.
12. The funds are now sent instantly to the recipient’s bank through their debit card. (Funds availability depends on receiving bank’s policies.)
13. Your P2P payment will show up instantly on your transaction history in PSB’s digital banking as a pending SPIN transfer (it will not show up in the scheduled transfers section of Move Money).

Send to Friends & Family

Because they are instant, P2P transactions cannot be edited, cancelled, or returned once sent. Please make sure to send money only to other people you trust. Ask yourself: If I made an error sending money, can I get that money back? For example, do not send money using P2P to an unknown recipient for an online purchase until you’ve actually received your item.

Experience the freedom of text message banking! We’re taking forward thinking to the next level with Text Message Banking—now checking your balance is as easy as reaching for your phone. No need to run to the bank, or even to a computer!

Summary

• Access PSB accounts anytime, anywhere
• Get balance in real time
• Additional convenience
• Safe and secure
• Check balances
• Works with most mobile phones and carriers

Getting started is a snap! You must be an online banking user and enrolled in mobile banking to sign up for this service.  Log in to your online banking account:

• Go to Manage Profile
• Under Contact Information select Phone
• Add new mobile device
• Once added, select view device
• The device will need to be in a verified status to receive alerts or text banking information – send a verification code by clicking on SMS
• Enter the 6 digit code to verify the device
• Click on SMS Text Banking. A default account needs to be selected prior to enabling the On/Off button for both SMS Text Banking and SMS Text Alerts.
• Click the button to enable text messaging. If more than one account is available, select the account that you would like to be the default.
• Enable SMS for Text Alert by clicking the box

Once registered, text “BAL” to 662265to get your balance sent to you in a text message.

Mobile Deposit

With Princeville State Bank Mobile Deposit, you can deposit your checks from anywhere using your mobile phone or iPad. So, you can put your money in the bank – without putting your life on hold.

Before You Deposit

You must endorse the back of the check as follows:

• For Mobile Deposit Only
• Princeville State Bank (DATE)
• Your Signature or Endorsement Stamp

As You Deposit

Deposit checks using the Princeville State Bank’s Mobile Banking App:

• Select “Deposit” from the menu within the Mobile Banking app
• Take a picture of the front of the check
• Take a picture of the back of the check
• Select “Submit”

Quick Tips

• Place the check on a flat, non-reflective surface.
• Ensure that you have ample lighting and avoid using the flash on your camera.
• Check to make sure the top, bottom, and side edges of the check are visible in picture.
• Keep your phone flat and steady above the check when taking your photos.
• Flatten folded or crumpled checks before taking your photos.
• Make sure that the check amount entered matches the amount written on your check.

After You Deposit

• You will only receive an email notification if there is an issue with your deposit.
• Deposits received after 12:00 PM will be processed on the next business day.
• Once deposited, keep your check in a secure place for at least 45 days. After 45 days, mark the check “VOID”, then shred or destroy the check in a secure manner.

FAQs

What is Princeville State Bank Mobile Deposit?

Princeville State Bank Mobile Deposit allows you to deposit a single check to your checking account by simply taking a picture of the front and back of the check with a camera-enabled smart phone or tablet.

What kind of mobile device will work for Princeville State Bank Mobile Deposit and what are the device requirements? Princeville State Bank’s Mobile Deposit app will work on iPhone® and Android™ operating systems. Your phone must have a camera and you must have a wireless data plan with your mobile device carrier.

Do I need to endorse the check that I’m depositing? Yes, you are required to endorse the back of the check you are depositing as For Mobile Deposit Only, Princeville State Bank, Date, and your signature or endorsement stamp.

When will my funds be available? Your funds will be made available to you on the same business day if the mobile deposit is made before 12:00 pm. Mobile deposits made after the 12:00 pm cutoff time or on Saturdays, Sundays and Federal holidays are considered made on the following bank business day.

Consumer Credit Card Benefits

Consumer Credit Card Application

Business Credit Card Benefits

Business Credit Card Application